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$4.5T
In total tax relief over 10 years under the OBBBA
7
Major tax provisions covered in our calculator
100%
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What Is the One Big Beautiful Bill Act?
The One Big Beautiful Bill Act (OBBBA) is a comprehensive tax reform bill signed into law that permanently extends the Tax Cuts and Jobs Act provisions and introduces new tax benefits for American workers and families. Starting in the 2026 tax year, it brings major changes including tax-free tips, tax-free overtime, auto loan interest deductions, enhanced senior deductions, an expanded Child Tax Credit, and a higher SALT deduction cap.
These provisions are designed to put more money back in the pockets of working Americans, seniors, parents, and homeowners. Our calculator helps you understand exactly how much you stand to save under each provision.
No Tax on Tips
Tips up to $25,000 are tax-deductible for qualifying tipped workers.
No Tax on Overtime
Overtime pay deduction up to $12,500 for hourly workers (single filers).
Auto Loan Interest Deduction
Deduct up to $10,000 in interest on loans for new US-assembled vehicles.
Senior Tax Deduction
Additional $6,000 above-the-line deduction for taxpayers aged 65 and over.
Expanded Child Tax Credit
Child Tax Credit increased to $2,200 per qualifying child under 17.
SALT Cap Increase
State and Local Tax deduction cap raised from $10,000 to $40,400.
Based on IRS Guidelines
All calculations use official IRS tax brackets, deduction amounts, and phaseout rules from published revenue procedures.
Updated for 2026
Reflects the latest projected 2026 tax brackets and all OBBBA provisions as signed into law.
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